July 2008

• Erisa Policy Holders Have Very Few Legal Remedies

June 2008

• US Supreme Court Attempts To Clarify The Standard of Review In Denial of Long Term Disability Benefits
• Government Asks Supreme Court to Broaden Remedies Under ERISA

April 2008

• Unum Group Corp. to pay $676 million in extra benefits to claimants
• Court to hear case that could help workers claim benefits

March 2008

• Disability Insurers are Overloading Social Security by Making Insured's File False Claims

January 2008

• Prudential And Reassure Reconsider The Occupation Of Insured At The Time He Claims Disability
• Prudential’s denial of disability benefits to a Computer Programmer is reversed by the appellate court.
• Prudential’s denial of Disability Benefits to a Salesperson is reversed.

December 2007

• Standard’s Decision To Deny Doctor’s Disability Benefits Due To The 24-Month Mental/Nervous Limitation Upheld.
• Systems Support Specialist wins disability benefits case against Coca-Cola and Broadspire.
• Dentist Sues Disability Insurance Carrier, Third Party Administrator and Allegedly Independent Medical Examiner As A Result Of Their Conspiracy and Bad Faith Actions To Wrongfully Deny Disability Bene

November 2007

• Prudential’s Summary Judgment Ruling is Reversed twice by the 7th Circuit US Court of Appeals
• Aetna’s Denial Of Disability Benefits For Human Resource Generalist Is Upheld After Claimant’s Definition Of Disability Changes From “Own Occupation” To “Any Occupation.”
• Plan Label Immaterial to Determination Whether a Plan Is Governed by ERISA.
• Salesman’s Disability Benefits Are Denied By Hartford Due To Claimant’s Failure To Communicate With Hartford.
• Truck Driver Denied Disability Benefits For Chronic Fatigue Syndrome By Aetna.

October 2007

• Dentist Wins Right To Apply Stricter Standard Of Review In Her Case Against Hartford For A Claim For Long-Term Disability Benefits.
• Hartford’s Decision To Deny Long-Term Disability Benefits To A Plant Operator Is Upheld.
• Prudential Insurance Company’s Denial of Short-Term Disability Benefits to Attorney is Reversed.

September 2007

• CFO Sink Announces Future Initiative To Improve Record Keeping of Civil Remedy Notices
• Federal Judge OKs Class Action Status for Suit Against Unum Group
• Hartford Conducts Survey of Short-Term Disability Claims

August 2007

• Continental Casualty Denies Sales Manager’s Claim For Disability Benefits Due To Untimely Filing Of Application.
• Court Holds That Decedent Did Not Intentionally Misrepresent A Prior Medical Condition In His Application For Life Insurance Benefits.
• Hartford Relies On Video Surveillance Of The Insured To Deny Disability Benefits.
• Metlife’s Denial Of Disability Benefits To An Event Coordinator Is Upheld.

July 2007

• Are The Long-term Care Insurance Companies Behaving Like Disability Insurance Companies
• Study Finds Many Injuries to Surgeons Go Unreported

June 2007

• Diagnosis of Insured’s Medical Condition After Termination of Employment Does Not Preclude Disability Claim
• Unum Ordered to Pay Disability Benefits to Attorney Suffering From Sick Building Syndrome
• Federal Judge Reverses MetLife’s Denial of Disability Benefits

May 2007

• Prudential’s Motion To Dismiss Claimant’s Disability Benefits is Denied
• Court Upheld Standard’s Decision to Deny Disability Benefits
• Insured Denied Benefits by Unum Due to Failure to Receive “Appropriate Care”

April 2007

• Hartford’s Attempt to Deny Disability Benefits Based on Video Surveillance is Reversed on Appeal
• MetLife Denial Reversed on Appeal: A Diagnosis of Radiculopathy is Exempt from 24 Month Limitation Period for Neuromusculoskeletal Disorders
• Unum’s Denial of Pediatric Nurse is Overturned on Appeal

March 2007

• Prudential Insurance Company Breaches Disability Contract and Jury Awards Claimant $15.2 Million in Damages
• Disability Policy Covering Only Employers Not Subject to ERISA Jurisdiction
• Insurers Balk At Paying Up On Long-Term Care Policies

January 2007

• Broadspire’s Attempt to Deny Disability Benefits After Paying for 10 Years is Denied
• MetLife Ordered to Pay Disability Benefits Beyond 24 Months For a Claimant with Both Mental and Physical Disabilities
• Federal Court Rules that Degenerative Arthritis of Claimant’s Knee was a “Sickness” and Not Caused by an “Injury”
• Met Life’s Attempts to Stop Paying Total Disability Benefits After Paying Claimant for 10 Years is Denied

December 2006

• Hartford Ordered to Re-Evaluate Denial of Disability Benefits
• Hartford Ordered to Pay Disability Benefits
• The Growing Appeal of Disability Insurance: Sales Rise as Cheap Policies Prompt Employers to Offer Coverage at a Discount
• U.S. Judge Orders Broadspire to Reinstate a Former Bank Employee’s Disability Benefits

November 2006

• Once Dismissed as Malingering, Chronic Fatigue Syndrome Finally Getting Respect
• California Federal Court Rejects Prudential’s Attempt to Limit Claim
• Can disability insurer force doctor to have surgery?
• Disability Income Often Require Attorney Expertise
• Affidavit from former Unum Provident Employee
• Long-term Disability Benefits Terminated: ERISA Violations: Wrongful Termination of Benefits: Lost Benefits: Judgment.
• Depression has broad impact on disability, Aetna finds

October 2006

• Workers Misunderstand Income Needs During Disability
• Continental Insurance Company Ordered to Pay Long-Term Disability Benefits to Bank Employee

August 2006

• CIGNA Can Not Change ERISA Standard of Review
• ERISA Disability Benefits Denied by Lumbermens Mutual Casualty Due to Lack of Objective Evidence
• The Insurance Industries View of Disability Claims
• The Link Between Depression & Disability

April 2006

• A Classic Unum Provident Denial

December 2005

• CCIA Says Don't Overlook Disability Insurance, Risk Greater Than We Know
• Industry Groups Sue California Department Over ‘Underground’ DI Regulations
• Competition Should Hold Down Group Disability Rates Next Year
• Golden State Employers Join Disability Battle

November 2005

• What is Complete Disablity?
• California Disability Policyholders Seek Class Action Against UnumProvident
• Physician Who Cannot Perform One Material And Substatntial Duty Of His Occupation Is Totally Disabled

October 2005

• Disability Income Benefits: The Complex Application Process
• UnumProvident is Trying a New Ad Campaign to Improve Their Image
• California Department Forces Changes In LTD Definitions
• UnumProvident suggests key strategic steps for FMLA benefits management
• UnumProvident Continues DI Settlement Talks With California
• Unum Provident Agrees to Pay $8 Million to California Department of Insurance
• Unum settles allegations of wrongful claims handling

September 2005

• Rising claims, restricted coverage creates disability disconnect
• JHA: Group LTD Enrollment Rises 5%
• Hartford’s Refusal to Provide Entire Claim File did not Prejudice Claimant’s Ability to Dispute Her Denial of Disability Benefits
• What You Should Look For In A Denial Letter: Disability Insurance Company’s Inadequate Denial Letter Causes Court To Reinstates Insured’s Disability Benefits

August 2005

• Hartford’s Life Insurance Companies Reliance on Surveillance Video to Terminate Benefits Was Appropriate.
• Medical Opinion by Treating Physician Unreliable and Unsupported by Objective Test
• Objective Medical Evidence of Fibromyalgia May Not Always Be Required to Prove Total Disability

July 2005

• UNUM Ordered To Pay Disability Benefits to Legal Secretary
• Kemper National Fails to Perform an Independent Medical Exam and is Ordered by the Court to Pay Long-Term Disability Benefits to a Registered Nurse

May 2005

• Riders Expand The Scope Of Disability Insurance

April 2005

• New Individual DI Sales Rise 4.7%
• ERISA Plaintiff granted disability benefits from Prudential for Depression and Anxiety

December 2004

• Dentist Awarded $1.21 Million for Past and Future Benefits and Bad Faith Damages

August 2004

• UNUM’s Decision To Deny Disability Benefits On The Basis Of A Pre-Existing Condition For Primary Lateral Sclerosis Is Reversed On Appeal

June 2004

• Hartford Attempts To Deny Store Clerk’s Claim For Disability Benefits On The Basis Of A Pre-Existing Multiple Sclerosis Condition